Services
Coverage built for commercial passenger transportation.
Specialized programs backed by a dedicated advisor, top-rated carriers, and flexible ways to structure and pay for risk.
Insurance products
Choose a product to request a quote or send a lead inquiry.
Fleet Insurance
Core coverages
The protection every operator needs.
We assemble these lines into a single, coherent program tailored to your fleet, routes, and exposures.
Auto Liability & Physical Damage
Protection for bodily injury, property damage, and damage to your buses from collisions, vandalism, or theft.
Workers' Compensation
Covers medical expenses and lost wages for drivers and staff injured on the job.
General Liability
Protection against claims of bodily injury or property damage to passengers or the public on your premises.
Excess Liability / Umbrella
Higher limits to protect your business against catastrophic claims and high-verdict lawsuits.
Property & Inland Marine
Coverage for buildings, terminals, garages, and mobile equipment that keeps your operation running.
Uninsured/Underinsured Motorist & Medical Payments
Covers medical costs and damages if your bus is struck by an uninsured or underinsured motorist.
Flexible risk structures
Choose how you manage and pay for risk.
Rather than forcing a one-size-fits-all approach, we offer three ways to structure your program from fully transferred risk to operator-owned captives.
Traditional Policies
First-dollar (guaranteed cost) policies that transfer all risk to the insurance carrier. Predictable premiums, no surprises.
Deductible Programs
Small and large deductible options that lower upfront premium costs in exchange for sharing more of the everyday risk.
Group Captives
Alternative risk transfer (ART) programs where like-minded operators share risk together, rewarding safety with long-term savings.